Wednesday, August 31, 2011

Some Ideas For Protecting A Family Nest.

Howdy everybody! It has been a little bit since I last had a Social Moms writing opportunity. Which is why I was soooo excited to get that little email in my inbox today! And guess who they have teamed up with this time around? Allstate Insurance!! So, today I have the opportunity to give you some ideas for protecting the family nest. I know some people who don't ever dream of having one but I myself personally try to put away some every month. Of course, it is probably nowhere near what many of you do but I like to have my own little egg nest:) The experts say it is best to insure 5-10 times your income. And I just had to share this little tip that I found sooo interesting, as I am sure all the mothers who read this post will as well.

How many people would have to be hired to do all the things you do for your family? estimates the average stay-at-home mom would earn $117,867 per year if she were paid for all the work she does.

Can you imagine? Anyways, here are some of my ideas. I expect you, my readers, to leave a comment with your tip. Whether it is something I already mentioned or not, I like to know people are reading my posts:D You know how that goes. So here goes!

1.Save Something Every Month.
I know saving and insurance are two different things, but this would be my utmost important tip. Whether it is just a little bit or a lot, saving really helps when there is a problem. It may not solve everything, and that is where insurance comes into play, but it can really be a big help. Even if you are out of work for a couple weeks, if you have some money saved up, things will look better.

2.Spend Sparingly.
I know, I know, don't we all wish we could spend sparingly? But in all reality I think many of us could do better than we are. That little nest will not grow unless we watch over it and stand guard. So even if we have to back off from our daily Starbucks, or that nice rifle that the men want, in the long run it is better to put it in the nest. You don't really need that coffee anyways, right?

3.Check Into All The Available Options.
You may not think you have enough money to get insurance. But in all reality, it is cheaper today than you realize. Allstate has many options available and it could be as low as $20 a month. It is worth the effort and the money to get the insurance. You never know when you will need it. Maybe you won't ever need it, but it is much better to be prepared for anything that may happen. Look at books about financial saving. Ask a consultant. There are many options out there.

So there you have it. I don't have a whole lot to say but hopefully it has helped somebody. Check out Allstate Insurance when you get a minute and see what they have to offer. There are many insurance places that offer free consultations and it is worth your time to go in and see what they say. They can explain things that maybe you haven't understood before. Make sure you save and that you are stingy:) Nah, just kidding, but make sure you have that little egg nest for savings. And like always, if you have an idea or a comment, leave it below. Thanks!!

I wrote this blog post while participating in the SocialMoms and Allstate blogging program, for a gift card worth $50. For more information on how you can participate, click here.


Anonymous said...

There are life insurance age 78 days that small things makes us happy. Well, today term life insurance age 40 reading this blog made me happy. I hope some of you who are still going to read this will be smiling Term Life Insurance Males like me.

Anonymous said...

This is how does whole life insurance work nice to read! I had fun reading this and at the same time learn term life insurance age 41 so much from it! Thanks for sharing and for posting this one! Keep marketing it up!

Related Posts Plugin for WordPress, Blogger...